With the leadership of Senators Pete Domenici R-NM and Paul Wellstone D-MNthis landmark law, which received unprecedented bipartisan support, begins the process of ending the long-held practice of providing less insurance coverage for mental illnesses, or brain disorders, than is provided for equally serious physical disorders. Key Provisions The law takes effect on January 1,and expires on September 30, The law equates aggregate lifetime limits and annual limits for mental health benefits with aggregate lifetime limits and annual limits for medical and surgical benefits. The law covers mental illnesses i.
In essence, the law had little or no effect on mental health coverage by group insurance plans. The rider legislation was the culmination of a long campaign fought by Sen. Paul Wellstone D-MN and his successors to enact mental health parity at the federal level.
The new law's requirements will be phased in over several years. Still unsure is whether non-"biologically-based" mental illnesses such as PTSD and eating disorders are mandated to be covered by the new law.
Requirements[ edit ] Generally the act required parity of mental health benefits with medical and surgical benefits with respect to the application of aggregate lifetime and annual dollar limits under a group health plan.
It provided that employers retain discretion regarding the extent and scope of mental health benefits offered to workers and their families, including cost sharing, limits on numbers of visits or days of coverage, and requirements relating to medical necessity.
The law also contained three exemptions: No mental health coverage Business that chose not to provide mental health coverage. Small employers Businesses with less than 50 employees. Increased cost Businesses that documented at least one percent increase in premiums due to implementation of parity requirements.
Larger emphasis on cost sharing, primarily implemented through higher copaymentsdeductiblesand out-of-pocket maximums, was one strategy used by insurers. In addition, limits and caps on the number of visits with a care provider or number of days in a hospital visit were imposed.
The original sunset date was extended six times, through Mental Health Parity and Addiction Equity Act[ edit ] Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act of Other short titles Energy Improvement and Extension Act of Heartland Disaster Tax Relief Act of Tax Extenders and Alternative Minimum Tax Relief Act of Long title A bill to provide authority for the Federal Government to purchase and insure certain types of troubled assets for the purposes of providing stability to and preventing disruption in the economy and financial system and protecting taxpayers, to amend the Internal Revenue Code of to provide incentives for energy production and conservation, to extend certain expiring provisions, to provide individual income tax relief, and for other purposes.NAMI - The Mental Health Parity Act of related entry State of Connecticut Department of Mental Health and Addiction Services The Department of Mental Health and Addiction Services (DMHAS) promotes and administers comprehensive, recovery-oriented services in the.
Mental Health Parity Act of - Requires a group health plan that applies an aggregate lifetime (or annual) limit for medical or surgical services, if the plan also provides a mental health benefit, to include mental health payments in that limit or establish a separate aggregate lifetime (or annual) limit for mental health services, with.
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|Mental Health Benefits: State Laws Mandating or Regulating||Nevertheless, the benefits of WHO's international health work are reaped by all countries, including the most developed.|
|Mental Health Parity Act - Wikipedia||State Mental Health Parity Laws|
|Individual Health Insurance in the States||B 1 Subject to division C of this section, upon the recommendation of the director of mental health and addiction services, the managing officer of an institution under the jurisdiction of the department of mental health and addiction services may designate one or more employees to be special police officers of the department. The special police officers shall take an oath of office, wear the badge of office, and give bond for the proper and faithful discharge of their duties in an amount that the director requires.|
- Mental Health Parity Act of Background Sexual violence occurs throughout the world. Although in most countries there has been little research conducted on the problem, available data.
A mental disorder, also called a mental illness or psychiatric disorder, is a behavioral or mental pattern that causes significant distress or impairment of personal functioning. Such features may be persistent, relapsing and remitting, or occur as a single episode.
Many disorders have been described, with signs and symptoms that vary widely between specific disorders. The Mental Health Parity Act (MHPA) of is a federal law aimed at protecting individuals who receive mental health treatment.
It bans health insurance companies and other entities that offer coverage for mental health treatment from setting restrictions on benefits.